# Fidelity HSA vs Businessolver: which do AI models recommend for HSA & FSA admin, October 2026

HR AI Recommendation Index, October 2026 Edition, HSA and FSA administrators. Zero of fourteen models named Fidelity HSA first on the direct prompt; one named Businessolver. Page: https://hr-ai-index.com/rewards/hsa-and-fsa-administration/fidelity-hsa-vs-businessolver/

| | First-choice share | Rank | Negative rate | Labels | Models naming it |
|---|---|---|---|---|---|
| Fidelity HSA | 10% | #3 of 12 | 3% | 37 | 13 of 14 |
| Businessolver | 4% | #6 of 12 | 0% | 11 | 8 of 14 |

## The direct prompt, model by model

- GLM 4.7 FlashX: businessolver first (first choices: Businessolver) (alternatives: Alegeus, Fidelity HSA, Flores, HSA Bank, HealthEquity, Lively, WEX Health)
- Gemini 3.5 Flash: neither first, one named (first choices: Benepass, Forma) (alternatives: Fidelity HSA, Lively, Navia Benefit Solutions, Sentinel Benefits)
- Grok 4.1 Fast: neither first, one named (first choices: HealthEquity, Lively) (alternatives: Fidelity HSA)
- DeepSeek V4 Flash: neither first, one named (first choices: HealthEquity, WEX Health) (alternatives: Fidelity HSA, Lively, Navia Benefit Solutions)
- Qwen 3.7 Flash: neither first, one named (first choices: Lively) (alternatives: Fidelity HSA, Further Health, HSA Bank, HealthEquity, Navia Benefit Solutions)
- Kimi K2: neither first, one named (first choices: Flores Financial Services) (alternatives: Businessolver, HealthEquity, WEX Health)
- MiniMax M2.5: neither first, one named (first choices: HealthEquity) (alternatives: Businessolver, Further, WEX Health)
- Claude Haiku 4.5: neither named (first choices: HealthEquity) (alternatives: Ameriflex, Sentinel Benefits & Financial Group, WEX Benefits)
- GPT-5.4 mini: neither named (first choices: Forma) (alternatives: Lively, WEX Benefits)
- Perplexity Sonar: neither named (first choices: HealthEquity) (alternatives: Associated Benefits Connection / Associated Bank, Benepass, WEX Benefits)
- Mistral Small: neither named
- Llama 4 Maverick: neither named
- GPT-6 Luna: neither named (first choices: WEX Benefits) (alternatives: HealthEquity)
- Muse Glimmer 30B: neither named (first choices: HealthEquity) (alternatives: Allegiance, Lively, WEX Health)

## What the models said about Fidelity HSA

- "though they are less focused on "voluntary benefits" enrollment compared to specialized TPAs" (Qwen 3.7 Flash, comparative prompt, soft negative)
- "If you are an individual opening an HSA: Choose Fidelity. It is entirely free, pays the highest interest on cash, and gives you the absolute best investment options." (Gemini 3.5 Flash, comparative prompt, first choice)
- "Fidelity Investments is the only HSA firm out of 11 reviewed that received an assessment of being "high" quality" (Claude Haiku 4.5, negative prompt, first choice)
- "You can open a fee-free, $0-minimum HSA with a highly-rated provider (such as Fidelity or Lively)" (Gemini 3.5 Flash, negative prompt, first choice)

## What the models said about Businessolver

- "### 1. Businessolver - Why it stands out: Deep benefits administration platform with enrollment, eligibility, payroll sync, COBRA, ACA compliance, and reporting in one place." (GLM 4.7 FlashX, direct prompt, first choice)
- "Businessolver or HealthEquity/Navia are the most commonly recommended names for mid-market B2B groups" (Muse Glimmer 30B, paraphrase prompt, first choice)
- "Benefits‑administration specialist with a full‑service HSA/FSA offering; known for strong mid‑market client service." (MiniMax M2.5, direct prompt, alternative)

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category. Comparisons are drawn for the top eight products in each category. Published under CC BY 4.0; the output is the models' output, and nothing here is a recommendation by the index.