# ADP Starter-k Complete: how AI models rank it, October 2026

HR AI Recommendation Index, October 2026 Edition. Named in 5 judge labels across 1 categories by 5 of 14 models. Page: https://hr-ai-index.com/vendors/adp-starter-k-complete/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| 401(k) providers | 2% | 10 | 0% | 5 |

## What the models said for it

- "Guideline and ADP's Starter-k Complete stand out as two of the most affordable 401(k) providers" (Grok 4.1 Fast, 401(k) providers)
- "If you already use ADP payroll: ADP Starter-k Complete may be the easiest and most integrated choice." (GPT-5.4 mini, 401(k) providers)
- "if you have 1-4 employees, ADP Starter-k could be competitive since there's no per-employee fee" (Kimi K2, 401(k) providers)
- "ADP Starter-k Complete at $100/mo base with $0 participant fee is often the lowest headline cost." (Muse Glimmer 30B, 401(k) providers)

## In its own words

What ADP Starter-k Complete's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: simple, affordable way to offer retirement benefits without the complexity of a traditional 401(k) (https://www.adp.com/resources/articles-and-insights/articles/s/safe-harbor-pep-starter-k.aspx)
- For: businesses that haven’t yet established a plan but want to help employees begin saving for retirement right away (https://www.adp.com/resources/articles-and-insights/articles/s/safe-harbor-pep-starter-k.aspx)

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, October 2026 Edition, hr-ai-index.com.