# Bank of America: how AI models rank it, October 2026

HR AI Recommendation Index, October 2026 Edition. Named in 8 judge labels across 2 categories by 7 of 14 models. Page: https://hr-ai-index.com/vendors/bank-of-america/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| HSA and FSA administrators | 0% | 91 | 40% | 5 |
| 401(k) providers | 0% | 36 | 33% | 3 |

## What the models said for it

- "Principal and Bank of America are also excellent choices" (Mistral Small, 401(k) providers)

## And against it

- "one of just two offerings that received a Below Average assessment" (Claude Haiku 4.5, HSA & FSA admin)
- "Also rated Below Average for the spending account in that comparison, in part because of a $30 annual maintenance fee" (GPT-6 Luna, HSA & FSA admin)
- "often among the least recommended by financial educators and independent fiduciaries for 401(k) plans" (Qwen 3.7 Flash, 401(k) providers)

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, October 2026 Edition, hr-ai-index.com.