# Brigit: how AI models rank it, September 2026

HR AI Recommendation Index, September 2026 Edition. Named in 13 judge labels across 1 categories by 8 of 12 models. Page: https://hr-ai-index.com/vendors/brigit/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Earned wage access | 0% | 60 | 54% | 13 |

## And against it

- "Courts in multiple states have ruled against several payday loan apps including Brigit, Cleo, Dave..." (Claude Haiku 4.5, Earned wage access)
- "FTC settlement ($18M in refunds, Nov 2023) | Deceptive "instant" advance promises" (Kimi K2, Earned wage access)
- "Subscription traps, extremely high hidden APRs, and blocked cancellations." (Gemini 3.5 Flash, Earned wage access)
- "These charge $9.99–$14.99/month, which can add up to 70%–180% APR" (Mistral Small, Earned wage access)

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, September 2026 Edition, hr-ai-index.com.