# FloatMe: how AI models rank it, September 2026

HR AI Recommendation Index, September 2026 Edition. Named in 3 judge labels across 1 categories by 3 of 12 models. Page: https://hr-ai-index.com/vendors/floatme/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Earned wage access | 0% | 59 | 100% | 3 |

## And against it

- "Courts in multiple states have ruled against several payday loan apps including ... FloatMe" (Claude Haiku 4.5, Earned wage access)
- "FTC settlement ($3M in refunds, Jan 2024) | Deceptive "free money" promises" (Kimi K2, Earned wage access)
- "Unfair lending practices, deceptive "free" claims, and discrimination." (Gemini 3.5 Flash, Earned wage access)

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, September 2026 Edition, hr-ai-index.com.