# Modern Money: how AI models rank it, September 2026

HR AI Recommendation Index, September 2026 Edition. Named in 1 judge labels across 1 categories by 1 of 12 models. Page: https://hr-ai-index.com/vendors/modern-money/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Earned wage access | 0% | 54 | 100% | 1 |

## And against it

- "In late 2023 and 2024, Modern Money ceased new funding and faced significant operational challenges, leaving many users worried about accessing their funds." (Qwen 3.7 Flash, Earned wage access)

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, September 2026 Edition, hr-ai-index.com.