# MoneyLion: how AI models rank it, September 2026

HR AI Recommendation Index, September 2026 Edition. Named in 10 judge labels across 1 categories by 9 of 12 models. Page: https://hr-ai-index.com/vendors/moneylion/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| Earned wage access | 0% | 61 | 80% | 10 |

## What the models said for it

- "may prefer EarnIn or MoneyLion" (GLM 4.7 FlashX, Earned wage access)

## And against it

- "MoneyLion: Sued by New York AG (Apr 2025) ... Accused of pushing workers into debt cycles." (Grok 4.1 Fast, Earned wage access)
- "Courts in multiple states have ruled against several payday loan apps including ... MoneyLion" (Claude Haiku 4.5, Earned wage access)
- "Sued by NY AG & Baltimore (2025) | Excessive fees/tips violate usury laws" (Kimi K2, Earned wage access)
- "MoneyLion / Dave / similar direct-to-consumer cash advance apps — consumer-facing reviews and advocacy groups often group these apps with EWA products that can charge fees" (GPT-5.4 mini, Earned wage access)

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, September 2026 Edition, hr-ai-index.com.