# Optum Bank: how AI models rank it, October 2026

HR AI Recommendation Index, October 2026 Edition. Named in 8 judge labels across 1 categories by 6 of 14 models. Page: https://hr-ai-index.com/vendors/optum-bank/

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| HSA and FSA administrators | 0% | 22 | 12% | 8 |

## What the models said for it

- "One of the largest, overseeing roughly 1 in 5 of the ~40 million active HSA accounts" (DeepSeek V4 Flash, HSA & FSA admin)
- "Top-two HSA provider alongside HealthEquity (part of UnitedHealth Group)" (Kimi K2, HSA & FSA admin)
- "Best for UnitedHealthcare Integrations" (Gemini 3.5 Flash, HSA & FSA admin)

## And against it

- "Optum is one of the largest HSA administrators in the country, but it is also one of the most frequently criticized." (Gemini 3.5 Flash, HSA & FSA admin)

## Record

- Method: https://hr-ai-index.com/methodology/
- Raw judge labels and full responses: https://hr-ai-index.com/data/
- License: CC BY 4.0. Cite as HR AI Recommendation Index, October 2026 Edition, hr-ai-index.com.