# Rain alternatives: what AI models name instead, September 2026

HR AI Recommendation Index, September 2026 Edition. 173 of the 216 answers in the 1 category where Rain holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://hr-ai-index.com/vendors/rain/alternatives/

## Named instead, most often (every category and segment added)

- DailyPay: 43
- ZayZoon: 38
- Payactiv: 19
- Tapcheck: 19
- Clair: 5
- Chime Workplace: 2

## Earned wage access

**Small business**: 67 of 72 answers did not name Rain (Rain is #8 of 8 at 0%).

- ZayZoon: first choice in 32 of those 67
- Tapcheck: first choice in 12 of those 67
- DailyPay: first choice in 8 of those 67
- Payactiv: first choice in 4 of those 67
- Clair: first choice in 2 of those 67
- Branch: first choice in 1 of those 67

**Mid-market**: 55 of 72 answers did not name Rain (Rain is #3 of 12 at 12%).

- DailyPay: first choice in 10 of those 55
- Tapcheck: first choice in 7 of those 55
- Payactiv: first choice in 6 of those 55
- ZayZoon: first choice in 6 of those 55
- Clair: first choice in 3 of those 55
- Gusto Wallet: first choice in 2 of those 55
- Adp Flex: first choice in 1 of those 55
- Chime Banking: first choice in 1 of those 55

**Enterprise**: 51 of 72 answers did not name Rain (Rain is #3 of 9 at 7%).

- DailyPay: first choice in 25 of those 51
- Payactiv: first choice in 9 of those 51
- Chime Workplace: first choice in 2 of those 51
- Dayforce Wallet: first choice in 2 of those 51
- ADP: first choice in 1 of those 51
- ADP MyCheckbook: first choice in 1 of those 51
- Even: first choice in 1 of those 51
- Paylocity: first choice in 1 of those 51

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.