Rain vs Dave
Four of twelve models named Rain first on the direct prompt; zero named Dave. Rain was named by twelve of the twelve models and Dave by ten and Rain carries 27 labels and Dave 15, so the shares are not directly comparable.
Named in one category this edition.
Named in one category this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the earned wage access page.
By framing
RainFirst choices, of twelve modelsDave
Every model, every framing
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | | ||||
| GPT-5.4 mini | | |||||
| Gemini 3.5 Flash | | | ||||
| Perplexity Sonar | | | | |||
| Grok 4.1 Fast | | | | | ||
| Mistral Small | | | ||||
| DeepSeek V4 Flash | | | | |||
| Llama 4 Maverick | | |||||
| Qwen 3.7 Flash | | | ||||
| Kimi K2 | | | | |||
| GLM 4.7 FlashX | | | | |||
| MiniMax M2.5 | | |
Rain Dave first choice named as an alternative argued againstblank: not namedEach cell is one answer, Rain on the left and Dave on the right.The direct prompt
Rain first, Dave not the choice
4 of 12 modelsDave was named in the answer but not as the choice, or not at all.Neither was the first choice, one was named
5 of 12 modelsThe answer put something else first and named one of the two as an alternative.Neither was named
3 of 12 modelsThe answer made no first choice from these two in this category.Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
What the models said about Rain
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“Avoid providers like Branch or Rain if budget is ultra-tight” Grok 4.1 Fast · budget prompt · hard negative
“Rain is the cleanest default pick: it's explicitly built for mid-market” DeepSeek V4 Flash · direct prompt · first choice
“Rain stands out as the leading choice for mid-market companies.” Claude Haiku 4.5 · direct prompt · first choice
“For a mid-market B2B company, Rain is particularly well-suited” MiniMax M2.5 · direct prompt · first choice
What the models said about Dave
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“Verdict: Avoid. The FTC's complaint highlights systemic deception aimed at financially vulnerable users.” DeepSeek V4 Flash · negative prompt · hard negative
“Courts in multiple states have ruled against several payday loan apps including Brigit, Cleo, Dave” Claude Haiku 4.5 · negative prompt · hard negative
“EarnIn and Dave (tip-based model) ... can trap users in cycles similar to payday loans” Mistral Small · negative prompt · hard negative
“Absolute Lowest Cost | Dave / Chime | No contract, no fees, no work for HR.” Qwen 3.7 Flash · budget prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.