Four of twelve models named Rain first on the direct prompt; zero named Clair. Rain was named by twelve of the twelve models and Clair by eight and Rain carries 27 labels and Clair 11, so the shares are not directly comparable.
Named in one category this edition.
Named in one category this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the earned wage access page.
Across every category in the September 2026 Edition, Rain and Clair were named in the same answer eleven times, of the 69 answers naming Rain and the 26 naming Clair. In those answers Clair took the first choice zero times and Rain one.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.1 Fast | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“Avoid providers like Branch or Rain if budget is ultra-tight” Grok 4.1 Fast · budget prompt · hard negative
“Rain is the cleanest default pick: it's explicitly built for mid-market” DeepSeek V4 Flash · direct prompt · first choice
“Rain stands out as the leading choice for mid-market companies.” Claude Haiku 4.5 · direct prompt · first choice
“For a mid-market B2B company, Rain is particularly well-suited” MiniMax M2.5 · direct prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.
“Tapcheck and Clair are frequently highlighted as the most affordable and easiest to implement for small businesses.” Mistral Small · budget prompt · first choice
“The best earned wage access provider for a company with a limited budget is Clair” Llama 4 Maverick · budget prompt · first choice
“1. Clair (Best Overall for Native Payroll Integrations)” Gemini 3.5 Flash · budget prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.