One of twelve models named DailyPay first on the direct prompt; zero named Clair. DailyPay was named by twelve of the twelve models and Clair by eight and DailyPay carries 41 labels and Clair 11, so the shares are not directly comparable.
Named in one category this edition.
Named in one category this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the earned wage access page.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.1 Fast | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of eight in this category shown.
“DailyPay: Sued by New York AG (Apr 2025) alongside MoneyLion for high fees ... violating usury laws. High BBB/CFPB complaints” Grok 4.1 Fast · negative prompt · hard negative
“Sued by NY AG (April 2025) | Usurious interest rates; illegal payday lending” Kimi K2 · negative prompt · hard negative
“Intercept models* (like DailyPay) route the employee’s entire paycheck through a designated account first... deduction models are usually much easier” Gemini 3.5 Flash · direct prompt · soft negative
“DailyPay is considered the strongest overall pick for large enterprises already running ADP, Workday, or UKG, due to its deep payroll integration bench.” Llama 4 Maverick · comparative prompt · first choice
“DailyPay, Payactiv, and Earnin, which consistently rank as leaders by revenue, user base, and market adoption ... revenue: DailyPay tops” Grok 4.1 Fast · comparative prompt · first choice
“If you are an employer with a large workforce using ADP/UKG: DailyPay or Payactiv are the safest, most proven choices.” DeepSeek V4 Flash · comparative prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.
“Tapcheck and Clair are frequently highlighted as the most affordable and easiest to implement for small businesses.” Mistral Small · budget prompt · first choice
“The best earned wage access provider for a company with a limited budget is Clair” Llama 4 Maverick · budget prompt · first choice
“1. Clair (Best Overall for Native Payroll Integrations)” Gemini 3.5 Flash · budget prompt · first choice
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.