HR AI Index
Index Compensation and total rewards Flexible benefits › Compt vs Forma
Flexible benefits and lifestyle spending accounts · September 2026 Edition

Compt vs Forma

Six of twelve models named Compt first on the direct prompt; four named Forma. Both were named by all twelve models and Compt carries 39 labels and Forma 42, so the shares are not directly comparable.

Compt

accepted challenger

Named in two categories this edition.

Forma

accepted challenger

Named in two categories this edition.

First-choice share30%19%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate0%12%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#1#2A position in a field of 6; printed, not drawn.
Labels3942A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Compt reading right to left. Rank and label count are printed, not drawn.Benepass was named alongside these two in eleven of the twelve direct answers. Compt vs Benepass · Forma vs Benepass

Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all twelve models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the flexible benefits and lifestyle spending accounts page.

By framing

How many of the twelve models made each the first choice, per way of asking, and how many argued against it.
ComptFirst choices, of twelve modelsForma
Direct64
Paraphrase05
Comparative18
Budget-constrained703 against Forma
Scale-constrained10
Negative002 against Forma
Bars are first choices, 0 to 12 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to twelve.

The direct prompt

The plain question, one answer per model, grouped by where Compt and Forma stood in it.

Both were the first choice

2 of 12 modelsThe answer named them together, and the judge labeled each a first choice.
GPT-5.4 miniCompt, Forma alternatives: ThrivePass
GLM 4.7 FlashXCompt, Forma alternatives: Benepass, Espresa, ThrivePass

Compt first, Forma an alternative

4 of 12 modelsForma was named in the answer but not as the choice, or not at all.
Claude Haiku 4.5Compt alternatives: Benepass, Forma
Perplexity SonarCompt alternatives: Benepass, Forma
Llama 4 MaverickBenepass, Compt, Guideflow
Qwen 3.7 FlashBenepass, Compt alternatives: Favorably

Forma first, Compt an alternative

2 of 12 modelsCompt was named in the answer but not as the choice, or not at all.
Gemini 3.5 FlashForma alternatives: Benepass, Compt, JOON
Grok 4.1 FastForma alternatives: Benepass, Compt

Neither was the first choice, one was named

4 of 12 modelsThe answer put something else first and named one of the two as an alternative.
Mistral SmallBenepass alternatives: Compt, Forma
DeepSeek V4 FlashBenepass alternatives: Compt, Forma
Kimi K2Benepass alternatives: Compt, Forma
MiniMax M2.5Benepass alternatives: Compt, Forma

Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Compt leads by twenty-five points.
Compt37%#1 of 7
Forma12%#4 of 7
The full small business standing →
Mid-marketThe figures above
Compt leads by eleven points.
Compt30%#1 of 6
Forma19%#2 of 6
The full mid-market standing →
Enterprise
Compt leads by nine points.
Compt38%#1 of 8
Forma29%#2 of 8
The full enterprise standing →

What the models said about Compt

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of four in this category shown.

“The best lifestyle spending account platform for a company with a limited budget is Compt, as it is the top-ranked LSA provider for 2026” Llama 4 Maverick · budget prompt · first choice
“Compt stands out as one of the best lifestyle spending account (LSA) platforms, especially for small to medium-sized businesses” Grok 4.1 Fast · budget prompt · first choice
“Prioritize platforms with proven mid-market success (e.g., Compt for reimbursements, Benepass for cards).” Grok 4.1 Fast · scale prompt · first choice

What the models said about Forma

Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of eight in this category shown.

“Avoid platforms with high implementation fees — Some enterprise-focused providers (like Forma) charge $10,000+ ... overkill” DeepSeek V4 Flash · budget prompt · hard negative
“Avoid higher-end ones like Benepass/Forma/Espresa” Grok 4.1 Fast · budget prompt · hard negative
“platforms like Forma have also seen user pushback over unclear purchase guidelines and inconsistent support responses” Gemini 3.5 Flash · negative prompt · soft negative
“Forma is a highly comprehensive personalized benefits platform... Choose Benepass or Forma if you want the convenience of a physical or virtual debit card” Gemini 3.5 Flash · comparative prompt · first choice
“Largest scale (1M+ users). G2: 4.8/5... Scope: Narrow LSAs (Compt) vs. broad (Forma: tax wrappers + global rules); Scalability: Forma for enterprises” Grok 4.1 Fast · comparative prompt · first choice
“Forma — Best for Global, Scalable Lifestyle Spending ... Massive global footprint (110+ countries, ~1 million members)” Kimi K2 · comparative prompt · first choice
Also compared

Comparisons are drawn for the top three products in each category. The output is the models' output; nothing here is a recommendation by the index.