Every category where a model named MoneyLion for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant
Earned wage access	Compensation and total rewards	0%	61 of 61	80%	10	criticized challenger

Movement

This is the first edition on this tier, so no move can be computed for MoneyLion yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated MoneyLion across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.

Model	Alternative	Mention	Negative	Labels
Claude Haiku 4.5	0	0	1	1
GPT-5.4 mini	0	0	1	1
Gemini 3.5 Flash	0	0	0	0
Perplexity Sonar	0	0	1	1
Grok 4.1 Fast	0	0	1	1
Mistral Small	0	0	1	1
DeepSeek V4 Flash	0	0	1	1
Llama 4 Maverick	0	0	1	1
Qwen 3.7 Flash	0	0	0	0
Kimi K2	0	1	1	2
GLM 4.7 FlashX	1	0	0	1
MiniMax M2.5	0	0	0	0

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct0 labelsNone

Paraphrase0 labelsNone

Comparative2 labelsNone

Budget-constrained0 labelsNone

Scale-constrained0 labelsNone

Negative24 labelsNone

First choiceAlternativeMentionNegative26 labels in all, every segment counted; 0 of the 0 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“may prefer EarnIn or MoneyLion” GLM 4.7 FlashX · Earned wage access · comparative prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“MoneyLion: Sued by New York AG (Apr 2025) ... Accused of pushing workers into debt cycles.” Grok 4.1 Fast · Earned wage access · negative prompt · hard negative

“Courts in multiple states have ruled against several payday loan apps including ... MoneyLion” Claude Haiku 4.5 · Earned wage access · negative prompt · hard negative

“Sued by NY AG & Baltimore (2025) | Excessive fees/tips violate usury laws” Kimi K2 · Earned wage access · negative prompt · hard negative

“MoneyLion / Dave / similar direct-to-consumer cash advance apps — consumer-facing reviews and advocacy groups often group these apps with EWA products that can charge fees” GPT-5.4 mini · Earned wage access · negative prompt · soft negative

Named alongside

The products named in the same answers as MoneyLion, over the 26 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and MoneyLion was named but was not.

ProductSame answerTook the first choice insteadHead to head

DailyPay23 of 261Not in the top three

EarnIn23 of 260Not in the top three

Dave16 of 260Not in the top three

Brigit15 of 260Not in the top three

Payactiv12 of 264Not in the top three

Empower7 of 260Not in the top three

Branch6 of 260Not in the top three

Cleo6 of 260Not in the top three

ZayZoon5 of 263Not in the top three

Tapcheck4 of 263Not in the top three

A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named MoneyLion. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 24 of the 26 answers that named MoneyLion and are not a share of its labels.

Domains cited

ilo.org13

nclc.org11

paymentsdive.com11

enterprise.chime.com10

files.consumerfinance.gov10

sheppard.com10

texasappleseed.org9

aeaweb.org8

ag.ny.gov8

consumerfinance.gov8

Ninety-eight of the ninety-eight domain citations in answers naming MoneyLion came from somebody else's page.

Pages cited

ilo.org/sites/default/files/2025-04/Earned%20wage%20access.pdf13

files.consumerfinance.gov/f/documents/cfpb_earned-wage-access-advisory-opinion_2025-12.pdf10

sheppard.com/insights/blogs/new-york-ag-sues-earned-wage-access-companies-for-allegedly-un10

nclc.org/wp-content/uploads/2026/01/2026.01_Report_EWA.pdf9

texasappleseed.org/sites/default/files/2025-04/ewa_earnedwagereport-final_apr28_2025.pdf9

aeaweb.org/conference/2026/program/paper/d3E2EQTt8

denverpost.com/2026/09/06/colorado-earned-wage-access-payday-lawsuit8

enterprise.chime.com/blog/best-earned-wage-access-providers-20268

Pages are listed as the models cited them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when MoneyLion's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as MoneyLion, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at money.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.