HSA and FSA administrators · October 2026 Edition
Lively vs Businessolver
Two of fourteen models named Lively first on the direct prompt; one named Businessolver. Lively was named by thirteen of the fourteen models and Businessolver by eight and Lively carries 34 labels and Businessolver 11, so the shares are not directly comparable.
Named in two categories this edition.
Named in three categories this edition.
First-choice share15%4%Of first choices across the direct, paraphrase, budget and scale prompts, 0 to 100.
Negative rate6%0%Negative labels as a share of the product's labels, 0 to 100.
Rank in category#2#6A position in a field of 12; printed, not drawn.
Labels3411A count; the two differ.
The two percentage rows are drawn on one 0 to 100 track, Lively reading right to left. Rank and label count are printed, not drawn.HealthEquity was named alongside these two in ten of the fourteen direct answers. HealthEquity vs Lively · HealthEquity vs Businessolver · Lively vs Fidelity HSA
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the HSA and FSA administrators page.
By framing
How many of the fourteen models made each the first choice, per way of asking, and how many argued against it.
LivelyFirst choices, of fourteen modelsBusinessolver
Direct21
Paraphrase11
Comparative00
Budget-constrained402 against Lively
Scale-constrained00
Negative20
Bars are first choices, 0 to 14 each sideModels that argued againstA model can name both, so the two sides of a row do not sum to fourteen.
Every model, every framing
The eighty-four answers behind the chart above, one cell each: where Lively and Businessolver stood in it.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | |||||
| GPT-5.4 mini | | |||||
| Gemini 3.5 Flash | | | | | | |
| Perplexity Sonar | | |||||
| Grok 4.1 Fast | | | | |||
| Mistral Small | ||||||
| DeepSeek V4 Flash | | | | | ||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | | | | |||
| Kimi K2 | | | | |||
| GLM 4.7 FlashX | | | | |||
| MiniMax M2.5 | | |||||
| GPT-6 Luna | | |||||
| Muse Glimmer 30B | | | |
Lively Businessolver first choice named as an alternative argued againstblank: not namedEach cell is one answer, Lively on the left and Businessolver on the right.The direct prompt
The plain question, one answer per model, grouped by where Lively and Businessolver stood in it.
Lively first, Businessolver not the choice
2 of 14 modelsBusinessolver was named in the answer but not as the choice, or not at all.Grok 4.1 FastHealthEquity, Lively alternatives: Fidelity HSA
Qwen 3.7 FlashLively alternatives: Fidelity HSA, Further Health, HSA Bank, HealthEquity, Navia Benefit Solutions
Businessolver first, Lively an alternative
1 of 14 modelsLively was named in the answer but not as the choice, or not at all.GLM 4.7 FlashXBusinessolver alternatives: Alegeus, Fidelity HSA, Flores, HSA Bank, HealthEquity, Lively, WEX Health
Neither was the first choice, one was named
6 of 14 modelsThe answer put something else first and named one of the two as an alternative.GPT-5.4 miniForma alternatives: Lively, WEX Benefits
Gemini 3.5 FlashBenepass, Forma alternatives: Fidelity HSA, Lively, Navia Benefit Solutions, Sentinel Benefits
DeepSeek V4 FlashHealthEquity, WEX Health alternatives: Fidelity HSA, Lively, Navia Benefit Solutions
Kimi K2Flores Financial Services alternatives: Businessolver, HealthEquity, WEX Health
MiniMax M2.5HealthEquity alternatives: Businessolver, Further, WEX Health
Muse Glimmer 30BHealthEquity alternatives: Allegiance, Lively, WEX Health
Neither was named
5 of 14 modelsThe answer made no first choice from these two in this category.Claude Haiku 4.5HealthEquity alternatives: Ameriflex, Sentinel Benefits & Financial Group, WEX Benefits
Perplexity SonarHealthEquity alternatives: Associated Benefits Connection / Associated Bank, Benepass, WEX Benefits
Mistral Smallno first choice
Llama 4 Maverickno first choice
GPT-6 LunaWEX Benefits alternatives: HealthEquity
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment and they are never added together. The figures above are the mid-market standing, which is the one the category orders by.
Small business
Lively leads by thirty-seven points.
Lively37%#1 of 9Businessolver0%#– of 9Mid-marketThe figures above
Enterprise
What the models said about Lively
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of six in this category shown.
“Avoid if budget is tight: Lively for very small teams, because of the minimum monthly fee.” Perplexity Sonar · budget prompt · hard negative
“Why not Lively? Their $200 minimum means if you have 5 employees, you pay $40/person/month” Qwen 3.7 Flash · budget prompt · soft negative
“Fidelity and Lively stand out as the strongest HSA administrators based on low or no fees” Grok 4.1 Fast · budget prompt · first choice
“For HSAs, look at Lively (4.4/5 Trustpilot), Fidelity (strong investing, better service).” Grok 4.1 Fast · negative prompt · first choice
“Lively: A top choice for mid-market companies that want a "tech-first" approach.” Qwen 3.7 Flash · direct prompt · first choice
What the models said about Businessolver
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Three of three in this category shown.
“### 1. Businessolver - Why it stands out: Deep benefits administration platform with enrollment, eligibility, payroll sync, COBRA, ACA compliance, and reporting in one place.” GLM 4.7 FlashX · direct prompt · first choice
“Businessolver or HealthEquity/Navia are the most commonly recommended names for mid-market B2B groups” Muse Glimmer 30B · paraphrase prompt · first choice
“Benefits‑administration specialist with a full‑service HSA/FSA offering; known for strong mid‑market client service.” MiniMax M2.5 · direct prompt · alternative
Also compared
HealthEquity vs LivelyHealthEquity vs BusinessolverLively vs Fidelity HSALively vs WEX BenefitsLively vs WEX HealthLively vs Navia Benefit SolutionsLively vs BenepassFidelity HSA vs BusinessolverWEX Benefits vs BusinessolverWEX Health vs BusinessolverBusinessolver vs Navia Benefit SolutionsBusinessolver vs BenepassAll twenty-eight head-to-head pages and the full HSA & FSA admin standing
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.