Lively vs Navia Benefit Solutions
Two of fourteen models named Lively first on the direct prompt; zero named Navia Benefit Solutions. Lively was named by thirteen of the fourteen models and Navia Benefit Solutions by eleven and Lively carries 34 labels and Navia Benefit Solutions 18, so the shares are not directly comparable.
Named in two categories this edition.
Named in three categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the HSA and FSA administrators page.
By framing
LivelyFirst choices, of fourteen modelsNavia Benefit Solutions
Across every category in the October 2026 Edition, Lively and Navia Benefit Solutions were named in the same answer twenty-one times, of the 110 answers naming Lively and the 47 naming Navia Benefit Solutions. In those answers Navia Benefit Solutions took the first choice two times and Lively eight.
Every model, every framing
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | | |||||
| GPT-5.4 mini | | |||||
| Gemini 3.5 Flash | | | | | | |
| Perplexity Sonar | | |||||
| Grok 4.1 Fast | | | | |||
| Mistral Small | ||||||
| DeepSeek V4 Flash | | | | | ||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | | | | |||
| Kimi K2 | | | | |||
| GLM 4.7 FlashX | | | ||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | | | | |||
| Muse Glimmer 30B | | | |
Lively Navia Benefit Solutions first choice named as an alternative argued againstblank: not namedEach cell is one answer, Lively on the left and Navia Benefit Solutions on the right.The direct prompt
Lively first, Navia Benefit Solutions an alternative
2 of 14 modelsNavia Benefit Solutions was named in the answer but not as the choice, or not at all.Neither was the first choice, one was named
5 of 14 modelsThe answer put something else first and named one of the two as an alternative.Neither was named
7 of 14 modelsThe answer made no first choice from these two in this category.Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
By buyer segment
Lively37%#1 of 9Navia Benefit Solutions2%#7 of 9Lively15%#2 of 12Navia Benefit Solutions4%#7 of 12Lively11%#3 of 12Navia Benefit Solutions2%#9 of 12What the models said about Lively
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Five of six in this category shown.
“Avoid if budget is tight: Lively for very small teams, because of the minimum monthly fee.” Perplexity Sonar · budget prompt · hard negative
“Why not Lively? Their $200 minimum means if you have 5 employees, you pay $40/person/month” Qwen 3.7 Flash · budget prompt · soft negative
“Fidelity and Lively stand out as the strongest HSA administrators based on low or no fees” Grok 4.1 Fast · budget prompt · first choice
“For HSAs, look at Lively (4.4/5 Trustpilot), Fidelity (strong investing, better service).” Grok 4.1 Fast · negative prompt · first choice
“Lively: A top choice for mid-market companies that want a "tech-first" approach.” Qwen 3.7 Flash · direct prompt · first choice
What the models said about Navia Benefit Solutions
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“Avoid for tight budgets: Larger players like WEX or Navia (~$4+ PEPM)” Grok 4.1 Fast · budget prompt · hard negative
“Businessolver or HealthEquity/Navia are the most commonly recommended names for mid-market B2B groups” Muse Glimmer 30B · paraphrase prompt · first choice
“The research suggests Navia is a low-cost, solid entry point” DeepSeek V4 Flash · budget prompt · first choice
“Navia if you want a broad benefits-administration package that also includes things like COBRA” GPT-6 Luna · paraphrase prompt · alternative
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.