One of fourteen models named WEX Benefits first on the direct prompt; zero named Navia Benefit Solutions. WEX Benefits was named by twelve of the fourteen models and Navia Benefit Solutions by eleven and WEX Benefits carries 32 labels and Navia Benefit Solutions 18, so the shares are not directly comparable.
Named in three categories this edition.
Named in three categories this edition.
Share is the count of first choices across the direct, paraphrase, budget and scale prompts over all fourteen models, for a mid-market B2B company; rank is within the category; every quote names the model and the prompt it came from. Both figures come from the HSA and FSA administrators page.
Across every category in the October 2026 Edition, WEX Benefits and Navia Benefit Solutions were named in the same answer eighteen times, of the 106 answers naming WEX Benefits and the 47 naming Navia Benefit Solutions. In those answers Navia Benefit Solutions took the first choice one time and WEX Benefits two.
| Model | Direct | Paraphrase | Comparative | Budget-constrained | Scale-constrained | Negative |
|---|---|---|---|---|---|---|
| Claude Haiku 4.5 | ||||||
| GPT-5.4 mini | ||||||
| Gemini 3.5 Flash | ||||||
| Perplexity Sonar | ||||||
| Grok 4.1 Fast | ||||||
| Mistral Small | ||||||
| DeepSeek V4 Flash | ||||||
| Llama 4 Maverick | ||||||
| Qwen 3.7 Flash | ||||||
| Kimi K2 | ||||||
| GLM 4.7 FlashX | ||||||
| MiniMax M2.5 | ||||||
| GPT-6 Luna | ||||||
| Muse Glimmer 30B |
Bold names in an answer are the products the judge labeled a first choice; a model naming several gives each of them that label. The full answer text for every row is in the record.
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Six of six in this category shown.
“Avoid for tight budgets: Larger players like WEX or Navia (~$4+ PEPM)” Grok 4.1 Fast · budget prompt · hard negative
“Frequently criticized on platforms like Reddit and Trustpilot” MiniMax M2.5 · negative prompt · hard negative
“B2B brokers often recommend massive legacy platforms (like WEX or HealthEquity) because they are easy to bundle. However, these legacy players often charge employees "transfer-out" fees” Gemini 3.5 Flash · direct prompt · soft negative
“For a mid-sized B2B company, WEX is the strongest overall recommendation.” DeepSeek V4 Flash · paraphrase prompt · first choice
“A good default recommendation for a mid-sized B2B company is WEX” GPT-5.4 mini · paraphrase prompt · first choice
“I'd put WEX first for a combined HSA/FSA program” GPT-6 Luna · direct prompt · first choice
Every negative label with a quote, up to three, then the highest-weighted positives, up to three. Four of five in this category shown.
“Avoid for tight budgets: Larger players like WEX or Navia (~$4+ PEPM)” Grok 4.1 Fast · budget prompt · hard negative
“Businessolver or HealthEquity/Navia are the most commonly recommended names for mid-market B2B groups” Muse Glimmer 30B · paraphrase prompt · first choice
“The research suggests Navia is a low-cost, solid entry point” DeepSeek V4 Flash · budget prompt · first choice
“Navia if you want a broad benefits-administration package that also includes things like COBRA” GPT-6 Luna · paraphrase prompt · alternative
Comparisons are drawn for the top eight products in each category, each against each. The output is the models' output; nothing here is a recommendation by the index.