HR AI Index

Index › Vendors › Gusto Wallet · September 2026 Edition

Gusto · 1 category · Named, not ranked

Gusto Wallet

9Judge labels

2First choices

0Negative labels

7 of 12Models named it

1Category

September 2026 Edition. Every number here is derived from the raw labels under vendor table vv2026-09.1, every buyer segment counted.

Standing

5 labels, too few to rank

A product needs 10 labels in a category before a share or quadrant is stated. Gusto Wallet was named 5 times in Earned wage access, where Tapcheck led with 29%. The labels and the evidence are below, counted exactly.

By buyer segmentRead the same way at every buyer size.

Small business7 of 28

under the label threshold

Mid-market7 of 61

under the label threshold

Enterprisenot named

No model named it for this buyer.

In earned wage access · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Gusto Wallet for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.

Category	Function	Share	Rank	Negative rate	Labels	Quadrant
Earned wage access	Compensation and total rewards	2%	7 of 61	0%	5	under 10 labels · led by Tapcheck at 29%

Movement

This is the first edition on this tier, so no move can be computed for Gusto Wallet yet. From the next edition this section shows, per buyer segment, whether its share moved by more than the measured noise floor.

By model

How each model treated Gusto Wallet across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.

Model	First choice	Alternative	Labels
Claude Haiku 4.5	0	1	1
GPT-5.4 mini	0	0	0
Gemini 3.5 Flash	0	0	0
Perplexity Sonar	0	0	0
Grok 4.1 Fast	0	0	0
Mistral Small	1	0	1
DeepSeek V4 Flash	0	1	1
Llama 4 Maverick	0	0	0
Qwen 3.7 Flash	1	0	1
Kimi K2	0	0	0
GLM 4.7 FlashX	0	1	1
MiniMax M2.5	0	0	0

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.

FramingLabels by classFirst choices

Direct4 labels2

Paraphrase2 labelsNone

Comparative0 labelsNone

Budget-constrained1 labelNone

Scale-constrained0 labelsNone

Negative2 labels1not counted in share

First choiceAlternativeMentionNegative9 labels in all, every segment counted; 2 of the 3 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Reputable providers like *Dayforce Workforce now*, *Adp Flex*, or *Gusto* automatically deduct the amount you withdrew next payday.” Qwen 3.7 Flash · Earned wage access · negative prompt · first choice

“Gusto Wallet is another top option, especially for SMBs and mid-market companies already using Gusto payroll.” Mistral Small · Earned wage access · direct prompt · first choice

“check if your employer offers a direct EWA program through their payroll provider (like ADP, Paychex, or Gusto)” GLM 4.7 FlashX · Earned wage access · negative prompt · alternative

“If your company already runs payroll on Gusto, this is the obvious choice” DeepSeek V4 Flash · Earned wage access · paraphrase prompt · alternative

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

No model argued against it.

Named alongside

The products named in the same answers as Gusto Wallet, over the 9 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Gusto Wallet was named but was not.

ProductSame answerTook the first choice insteadHead to head

ZayZoon5 of 92Not in the top three

Tapcheck5 of 91Not in the top three

Payactiv4 of 91Not in the top three

DailyPay2 of 91Not in the top three

ADP2 of 90Not in the top three

Branch2 of 90Not in the top three

Immediate2 of 90Not in the top three

Rain2 of 90Not in the top three

Adp Flex1 of 90Not in the top three

Albert1 of 90Not in the top three

A head-to-head page exists where both products are in a category's top three. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Gusto Wallet. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 7 of the 9 answers that named Gusto Wallet and are not a share of its labels.

Domains cited

enterprise.chime.com5

fintechspecs.com5

dailypay.com4

best-earned-wage-access-providers-usa.lovable.app3

g2.com3

guideflow.com3

juicefin.com3

branchapp.com2

myshortlister.com2

payactiv.com2

Thirty-two of the thirty-two domain citations in answers naming Gusto Wallet came from somebody else's page.

Pages cited

enterprise.chime.com/blog/best-earned-wage-access-providers-20265

fintechspecs.com/blog/best-earned-wage-access-providers-platforms5

dailypay.com/earned-wage-access4

best-earned-wage-access-providers-usa.lovable.app/3

guideflow.com/blog/earned-wage-access-software3

juicefin.com/resources/top-earned-wage-access-companies-in-20243

branchapp.com/use-cases/earned-wage-access2

myshortlister.com/on-demand-pay-apps/vendor-list2

Pages are listed as the models cited them.

Names read as Gusto Wallet

What the judge wrote, as written, with how often. The vendor table decides that these count as Gusto Wallet; a claim can dispute any of them.

Gusto 2Gusto's Built-in EWA 1

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Gusto Wallet's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Gusto Wallet, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at gusto.com is approved on the spot, any other address is reviewed by hand.

Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.