Financial wellness platforms for enterprise buyers
Asked as “financial wellness platform”, and as “employee financial wellness benefit”, on behalf of an enterprise B2B company. 48 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the October 2026 Edition on October 4, 2026; its answers are read by the distilled judge (ai-indexes-judge-qwen3-14b-run3), not the claude-opus-5 judge of the earlier categories: how the two compare.
Standing · first-choice share
23%
Contested · BrightPlan 17%
23LearnLux17BrightPlan08Chime Workplace52others
23% of first choices, contested.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
Show the one product at 0%, ordered by negative rate
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All fifteen head-to-head pages: the top six products, each against each
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01LearnLux23%
LearnLux23%02BrightPlan17%
BrightPlan17%03Financial Finesse8%
Financial Finesse8%04Chime Workplace8%
Chime Workplace8%05Origin6%
Origin6%06SmartDollar6%
SmartDollar6%07Brightside2%
Brightside2%08DailyPay2%
DailyPay2%09Payactiv0%
Payactiv0%What they warned about
Zero of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
DailyPay36%
4 of 11 labels negative · 4 of 14 models · 2 hard negative
“Platforms like DailyPay have faced criticism for financial oversight challenges, user experience frustration, and income inconsistencies” Claude Haiku 4.5, negative prompt
Financial Finesse15%
4 of 26 labels negative · 4 of 14 models
“Red Flags: Limited independent review coverage (few G2/Capterra reviews), mixed third-party NPS scores conflicting with vendor claims” Mistral Small, negative prompt
Payactiv20%
2 of 10 labels negative · 2 of 14 models · 1 hard negative
“These are increasingly under scrutiny and may create more problems than they solve: - **Payactiv, DailyPay, Stream, Earnin** and similar EWA providers” Kimi K2, negative prompt
Stream
50%
2 of 4 labels negative · 2 of 14 models · 1 hard negative
“Payactiv, DailyPay, Stream, Earnin** and similar EWA providers” Kimi K2, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
77 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1184 links across 315 sites, every framing counted. Ranked by the number of answers carrying the site or page. None of the 252 answers across every segment cited this index's own page for the category.
41 answers · 55 citations · 10 models
vendor site · Guideflow40 answers · 40 citations · 12 models
vendor site · Vantage Fit29 answers · 34 citations · 10 models
29 answers · 29 citations · 12 models
27 answers · 27 citations · 12 models
vendor site · G226 answers · 47 citations · 11 models
26 answers · 31 citations · 11 models
25 answers · 66 citations · 11 models
vendor site · BrightPlan22 answers · 29 citations · 11 models
22 answers · 22 citations · 9 models
18 answers · 34 citations · 9 models
16 answers · 17 citations · 9 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
40 answers · 12 models
37 answers · 10 models
29 answers · 12 models
27 answers · 12 models
21 answers · 9 models
18 answers · 9 models
16 answers · 9 models
16 answers · 8 models
15 answers · 6 models
14 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best financial wellness platform”, “financial wellness platform”, “financial wellness platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days |
|---|---|---|---|---|---|---|---|
| LearnLux learnlux.com | 23% | 103 | 720 | 14 | 1,294 | 0 | |
| BrightPlan brightplan.com | 17% | 54 | 880 | 9 | 804 | 0 | |
| Financial Finesse financialfinesse.com | 8% | 52 | 720 | 6 | 2,211 | ||
| Chime Workplace chime.com | 8% | 64 | 320 | 1 | 1,490,450 | $409,615 | 120 |
| Origin useorigin.com | 6% | 45 | 201,000 | 2,574,135 | 26,001 | 9 | |
| SmartDollar smartdollar.hk | 6% | 61 | 2,900 | 62 | 3 | ||
| Salary Finance salaryfinance.com | 4% | 3 | |||||
| Brightside gobrightside.com | 2% | 23 | 40,500 | 4,122 | 2,574 | 0 | |
| Addition Wealth | 2% | ||||||
| Mercer mercer.com | 2% | 24 | 49,500 | 23,681 | 98,058 | 18 |
Google's top ten for the three searches hold 25 sites; 4 of them are among the sites the models cited here (guideflow.com, myshortlister.com, peoplemanagingpeople.com, vantagefit.io). The first result for “best financial wellness platform” is myshortlister.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best financial wellness platform for an enterprise B2B company?”Paraphrase“Which employee financial wellness benefit would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade financial wellness platforms and how do they differ?”Budget-constrained“What is the best financial wellness platform for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a financial wellness platform. What should we look at?”Negative“Which financial wellness platforms should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5Questisno first choiceChangedno first choiceLearnLuxno first choiceagainst: DailyPay
Three alternatives
Addition Wealth, LearnLux, Morgan Stanley at WorkTwo alternatives
BrightPlan, SmartDollarGPT-5.4 miniChime Workplace, DailyPayno first choiceChangedBrightPlanLearnLuxno first choicenothing named
Four alternatives
Candidly, Morgan Stanley at Work, Tuition.io, Your Money LineSix alternatives
ADP Wisely, DailyPay, FinFit, Peanut Butter, Questis, ZayZoonOne alternative
BrightDimeGemini 3.5 FlashOriginBrightPlanChangedOriginLearnLuxno first choicenothing named
Ten alternatives
Benepass, Brightside, Candidly, Chime Workplace, DailyPay, LearnLux, Nudge Global, Payactiv, SecureSave, SmartDollarTwo alternatives
Candidly, OriginFive alternatives
Brightside, Candidly, LearnLux, Nudge Global, Your Money LineThree alternatives
Brightside, Nudge Global, OriginPerplexity SonarAddition Wealthno first choiceChangedno first choiceBrightPlanagainst: Financial Finesseno first choicenothing named
Three alternatives
BrightPlan, Candidly, LearnLuxOne alternative
Morgan Stanley at WorkGrok 4.1 FastLearnLux, OriginBrightDime, LearnLux, SmartDollarChangedagainst: DailyPayBrightPlanChime Workplaceno first choicenothing named
Two alternatives
Financial Finesse, SmartDollarFive alternatives
Best Money Movement, Financial Finesse, LearnLux, Nudge, Workplace WealthThree alternatives
BrightPlan, LearnLux, Your Money LineMistral SmallLearnLux, Workplace Wealthno first choiceChangedFinancial FinesseInvestCloud Pinkno first choiceagainst: BrightDime, Financial Finesse
Three alternatives
Banzai, LifeCents, TapcheckSix alternatives
BrightPlan, Brightside, Enrich Financial Wellness, LearnLux, Mercer, SmartDollarTwo alternatives
BrightPlan, Morgan Stanley at WorkDeepSeek V4 FlashBrightPlan, OriginFinancial FinesseChangedBrightPlan, Originagainst: SmartDollarBrightPlan, LearnLuxno first choicenothing named
Two alternatives
Enrich Financial Wellness, LearnLuxOne alternative
LearnLuxThree alternatives
Enrich Financial Wellness, Financial Finesse, LearnLuxOne alternative
Financial FinesseLlama 4 MaverickLearnLuxno first choiceChangedno first choiceno first choiceno first choiceagainst: Brightside, Candidly, Chime Workplace, DailyPay, Enrich, Financial Finesse, Gradifi, LearnLux, Nudge Global, Origin, Payactiv, Stream
One alternative
TapcheckQwen 3.7 FlashFinancial FinesseBrightside, SmartDollar, WellableChangedBrightPlan, Financial FinesseChime Workplaceno first choicenothing named
Five alternatives
Addition Wealth, BrightDime, Enrich, LearnLux, PayactivTwo alternatives
DHS Group, Navigate Wellbeing SolutionsTwo alternatives
LearnLux, SpringKimi K2BrightPlan, Financial Finesseno first choiceChangedBrightPlanBest Money Moves, LearnLuxno first choiceagainst: DailyPay, EarnIn, Payactiv, Stream
One alternative
LearnLuxSeven alternatives
Ayco, Enrich Financial Wellness, Financial Finesse, LearnLux, Mercer, Prudential, SmartDollarTwo alternatives
BrightPlan, Your Money LineGLM 4.7 FlashXLearnLuxBetterment at Work, Salary FinanceChangedBrightPlanBrightPlanno first choiceagainst: Betterment at Work, GreenPath Financial Wellness, United Wealth Education
Five alternatives
Brightside, CommonBond, Payactiv, Tuition.io, Your Money LineFive alternatives
Financial Finesse, LearnLux, Origin, Payactiv, SavologyTwo alternatives
Chime Workplace, LearnLuxMiniMax M2.5Financial Finesse, Mercerno first choiceChangedno first choiceFifragainst: Financial Finesse, LearnLux, Pension Dynamicsno first choicenothing named
One alternative
Addition WealthOne alternative
SpringGPT-6 LunaBrightPlanno first choiceChangedno first choiceSmartDollarno first choiceagainst: SmartDollar
Three alternatives
Financial Finesse, LearnLux, OriginThree alternatives
BrightPlan, Financial Finesse, OriginOne alternative
LearnLuxMuse Glimmer 30BBrightPlan, FinFit, Salary FinanceLearnLuxChangedLearnLuxChime Workplaceno first choicenothing named
Two alternatives
Addition Wealth, BrightDimeOne alternative
BrightsideThree alternatives
Brightside, Enrich, Financial FinesseOne alternative
BrightDimeBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:19 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:22 | yes | 4 | 6 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:18 | yes | 10 | 26 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-04 22:35 | yes | 36 | 4 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:34 | yes | 20 | 11 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:26 | yes | 8 | 6 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:37 | yes | 22 | 26 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:16 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:21 | yes | 9 | 30 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:30 | yes | 13 | 20 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:33 | yes | 19 | 46 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:35 | yes | 12 | 23 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:19 | yes | 4 | 13 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:20 | yes | 24 | 26 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:36 | no | 0 | 4 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:36 | yes | 0 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:37 | yes | 17 | 25 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-04 22:37 | yes | 20 | 5 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:31 | yes | 23 | 8 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:27 | no | 0 | 2 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:15 | yes | 25 | 28 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:13 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:31 | yes | 5 | 23 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:33 | yes | 14 | 21 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:34 | yes | 24 | 39 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:16 | yes | 5 | 38 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:22 | yes | 1 | 14 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:27 | yes | 14 | 14 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:24 | yes | 9 | 8 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:13 | yes | 3 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:26 | yes | 30 | 32 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-04 22:14 | yes | 17 | 3 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:29 | yes | 19 | 10 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:14 | yes | 10 | 11 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:31 | yes | 23 | 63 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:13 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:21 | yes | 19 | 27 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:13 | yes | 24 | 33 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:14 | yes | 21 | 109 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:34 | yes | 24 | 19 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:18 | yes | 9 | 34 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:20 | yes | 19 | 36 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:33 | yes | 14 | 9 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:29 | yes | 3 | 6 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:34 | yes | 21 | 26 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-04 22:31 | yes | 18 | 3 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:37 | yes | 14 | 8 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:38 | yes | 9 | 10 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:25 | yes | 23 | 35 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:19 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:17 | yes | 12 | 58 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:35 | yes | 22 | 25 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:36 | yes | 18 | 78 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:32 | yes | 11 | 31 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:39 | yes | 2 | 17 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:13 | yes | 21 | 25 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:35 | yes | 19 | 13 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:16 | yes | 6 | 7 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:26 | no | 0 | 17 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-04 22:29 | yes | 18 | 34 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:28 | yes | 19 | 11 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:19 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:30 | yes | 21 | 39 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:22 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:33 | no | 0 | 29 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:27 | yes | 24 | 31 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:36 | yes | 22 | 63 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:19 | no | 0 | 9 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:30 | yes | 4 | 23 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:29 | yes | 25 | 28 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:28 | yes | 19 | 10 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:22 | yes | 5 | 5 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:30 | yes | 18 | 29 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-04 22:16 | yes | 17 | 3 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:16 | yes | 21 | 13 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:22 | yes | 15 | 8 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:32 | yes | 23 | 63 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:32 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:32 | yes | 24 | 55 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:32 | yes | 25 | 23 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:22 | yes | 25 | 24 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:32 | yes | 23 | 48 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:38 | yes | 4 | 30 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:30 | yes | 24 | 24 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
None. Every name in this category resolved on its own.
Unresolved, counted raw
ADP Wisely
Best Money Movement
CommonBond
Fifr
IDIQ
InvestCloud Pink
Navigate Wellbeing Solutions
Origin Financial
PNC Financial Wellness Solutions
Pension Dynamics
SmartDave
Sumday
United Wealth Education (Financial Education Services, Inc.)
Way Banq
Discontinued, still offered
No shut-down product was recommended here.