Financial wellness platforms for small business buyers
Asked as “financial wellness platform”, and as “employee financial wellness benefit”, on behalf of a small B2B company. 39 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the October 2026 Edition on October 4, 2026; its answers are read by the distilled judge (ai-indexes-judge-qwen3-14b-run3), not the claude-opus-5 judge of the earlier categories: how the two compare.
Standing · first-choice share
23%
Contested · Payactiv 10%
23ZayZoon10Payactiv08Chime Workplace59others
23% of first choices, contested.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a small B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
Show the two products at 0%, ordered by negative rate
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All fifteen head-to-head pages: the top six products, each against each
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01ZayZoon23%
ZayZoon23%02Payactiv10%
Payactiv10%03LearnLux8%
LearnLux8%04SmartDollar8%
SmartDollar8%05Origin5%
Origin5%06Enrich3%
Enrich3%07Your Money Line3%
Your Money Line3%08BrightPlan0%
BrightPlan0%09DailyPay0%
DailyPay0%What they warned about
Zero of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Payactiv19%
5 of 26 labels negative · 5 of 14 models · 2 hard negative
“Earned Wage Access (EWA) Providers with High Fees (e.g., DailyPay, PayActiv, ZayZoon)” DeepSeek V4 Flash, negative prompt
SmartDollar21%
6 of 28 labels negative · 5 of 14 models · 2 hard negative
“Users criticize the **high fees** for SmartDollar, questioning its value and affordability for individuals and organizations.” Muse Glimmer 30B, negative prompt
DailyPay25%
3 of 12 labels negative · 3 of 14 models · 1 hard negative
“Categories to Avoid or Approach with Extreme Caution ... Earned Wage Access (EWA) Providers with High Fees (e.g., DailyPay, PayActiv, ZayZoon)” DeepSeek V4 Flash, negative prompt
BrightPlan23%
3 of 13 labels negative · 3 of 14 models
“BrightPlan ($4-10 PEPM) add costs unsuitable for tight budgets.” Grok 4.1 Fast, budget prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
74 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1030 links across 238 sites, every framing counted. Ranked by the number of answers carrying the site or page. None of the 252 answers across every segment cited this index's own page for the category.
vendor site · G250 answers · 111 citations · 13 models
vendor site · Guideflow40 answers · 45 citations · 11 models
38 answers · 38 citations · 12 models
33 answers · 52 citations · 10 models
30 answers · 30 citations · 12 models
vendor site · Wellable26 answers · 29 citations · 10 models
25 answers · 36 citations · 11 models
22 answers · 22 citations · 11 models
vendor site · Vantage Fit20 answers · 21 citations · 9 models
20 answers · 20 citations · 12 models
19 answers · 19 citations · 10 models
18 answers · 30 citations · 9 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
39 answers · 13 models
38 answers · 12 models
36 answers · 11 models
29 answers · 12 models
24 answers · 9 models
23 answers · 8 models
22 answers · 11 models
22 answers · 11 models
20 answers · 12 models
20 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best financial wellness platform”, “financial wellness platform”, “financial wellness platforms”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| ZayZoon zayzoon.com | 23% | 133 | 90,500 | 304 | 39,895 | 1 | ||
| Payactiv payactiv.com | 10% | 190 | 110,000 | 700 | 92,054 | $231 | 13 | 6 |
| LearnLux learnlux.com | 8% | 103 | 720 | 14 | 1,294 | 0 | ||
| SmartDollar smartdollar.hk | 8% | 61 | 2,900 | 62 | 3 | |||
| Chime Workplace chime.com | 8% | 64 | 320 | 1 | 1,490,450 | $409,615 | 120 | |
| Origin useorigin.com | 5% | 45 | 201,000 | 2,574,135 | 26,001 | 9 | ||
| Spring | 5% | 368,000 | 1,050,697 | |||||
| FinFit finfit.com | 5% | 13 | 22,200 | 312 | 18,876 | 22 | ||
| LifeCents | 5% | |||||||
| Enrich enrich.org | 3% | 30 | 33,100 | 12,220 | 13,683 | 9 |
Google's top ten for the three searches hold 25 sites; 5 of them are among the sites the models cited here (guideflow.com, myshortlister.com, peoplemanagingpeople.com, vantagefit.io, wellable.co). The first result for “best financial wellness platform” is myshortlister.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best financial wellness platform for a small B2B company?”Paraphrase“Which employee financial wellness benefit would you recommend to a small business that sells to other businesses?”Comparative“What are the top financial wellness platforms for a small team and how do they differ?”Budget-constrained“What is the best financial wellness platform for a small company with a tight budget?”Scale-constrained“We are a 30 person company evaluating a financial wellness platform. What should we look at?”Negative“Which financial wellness platforms should a small business avoid or be cautious about?”
Claude Haiku 4.5SmartDollarno first choiceChangedLearnLuxPayactivno first choicenothing named
Three alternatives
BeBalanced Financial Wellness, Enrich, LearnLuxThree alternatives
BrightPlan, Financial Finesse, QuestisFour alternatives
BeBalanced Financial Wellness, LearnLux, Spring, Vantage FitGPT-5.4 miniSmartDollarno first choiceChangedEnrichWellableno first choicenothing named
Four alternatives
Compt, Forma, Tapcheck, ZayZoonFive alternatives
LearnLux, Payactiv, Pennifi, SmartDollar, WellhanaFour alternatives
Betterment at Work, SmartDollar, Tapcheck, Your Money LineGemini 3.5 FlashOriginLearnLux, OriginChangedOriginFinFit, ZayZoonno first choicenothing named
Four alternatives
Betterment at Work, LearnLux, SecureSave, SmartDollarTwo alternatives
Guideline, Human InterestThree alternatives
LearnLux, Savology, Your Money LineOne alternative
SmartDollarPerplexity SonarZayZoonno first choiceChangedWolibaSpringagainst: Acorns, Your Money Lineno first choicenothing named
Three alternatives
BrightDime, LearnLux, Your Money LineFive alternatives
Betterment at Work, Brightside, DailyPay, Financial Finesse, ZayZoonTwo alternatives
SmartDollar, ZayZoonGrok 4.1 FastPayactivno first choiceChangedNudgeTapcheckagainst: BrightPlan, LearnLuxno first choiceagainst: GreenPath Financial Wellness, Paylocity, SmartDollar
Three alternatives
FinFit, SmartDollar, ZayZoonOne alternative
Spring Financial WellnessFour alternatives
Banzai, BrightPlan, Spring Financial Wellness, ZayZoonTwo alternatives
Payactiv, ZayZoonSix alternatives
Betterment at Work, BrightPlan, LearnLux, SmartDollar, Tapcheck, ZayZoonMistral SmallLearnLux, LifeCentsno first choiceChangedBanzaiSmartDollar, ZayZoonagainst: Payactivno first choicenothing named
Five alternatives
BrightPlan, Enrich, Origin, SmartDollar, TapcheckTwo alternatives
Gusto Wallet, LearnLuxDeepSeek V4 FlashNudge GlobalBrightDime, Edukate, LearnLuxChangedBrightPlan, NorthstarZayZoonagainst: SmartDollarno first choiceagainst: DailyPay, Payactiv, SmartDollar, ZayZoon
Three alternatives
BrightDime, BrightPlan, Your Money LineTwo alternatives
OrbisPay, PayactivSix alternatives
Banzai, EarnUp, Enrich, PayActive, Your Money Line, ZayZoonTwo alternatives
Gusto Wallet, LearnLuxLlama 4 MaverickLifeCentsno first choiceChangedno first choiceno first choiceno first choicenothing named
One alternative
LearnLuxQwen 3.7 FlashZayZoonagainst: Enrich, Personal Capitalno first choiceChangedPayactiv, TapcheckChime Workplaceagainst: BrightPlanno first choiceagainst: DailyPay, Payactiv
Three alternatives
Financial Fitness Passport, LearnLux, SmartDollarTwo alternatives
Enrich, PrincipalTwo alternatives
Banzai, EarnInTwo alternatives
LearnLux, PayactivKimi K2ZayZoonno first choiceChangedBest Money Moves, Payactiv, ZayZoonBest Money Moves, DebtWaveagainst: BrightPlanno first choiceagainst: Blueprint to Wealth, Brigit, Dave, EarnIn, Financial Education Services, GreenPath, Lurn, Netspend/Skylight, SmartDollar
Three alternatives
Betterment at Work, LifeCents, SmartDollarThree alternatives
BrightPlan, LearnLux, SmartDollarThree alternatives
Payactiv, Rain, SmartDollarGLM 4.7 FlashXFinFitno first choiceChangedSmartDollarPayactiv, ZayZoonagainst: Wagestreamno first choiceagainst: EarnIn, Payactiv, SmartDollar
Two alternatives
SmartDollar, myWealthBeingThree alternatives
Betterment at Work, Payactiv, ZayZoonTwo alternatives
SmartDollar, Your Money LineMiniMax M2.5Springno first choiceChangedEnrichChime Workplace, Payactivno first choicenothing named
Six alternatives
DailyPay, Northstar, Payactiv, Tapcheck, Wellable, ZayZoonTwo alternatives
DailyPay, SpringGPT-6 LunaYour Money Lineno first choiceChangedChime Workplace, OneEleven LaunchPadagainst: PennifiEnrichno first choiceagainst: DailyPay, Dave, MoneyLion
Three alternatives
Origin, Pennifi, SmartDollarThree alternatives
BrightPlan, Origin, SmartDollarOne alternative
CFPBMuse Glimmer 30BZayZoonno first choiceChangedSmartDollarChime Workplace, ZayZoonno first choiceagainst: Payactiv, SmartDollar
Two alternatives
LearnLux, SpringFive alternatives
Banzai, BrightPlan, Enrich, FinFit, Your Money LineFour alternatives
LearnLux, Paychex FinFit, Rain, Your Money LineBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:24 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:31 | yes | 2 | 4 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:31 | yes | 16 | 27 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-04 22:38 | yes | 30 | 3 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:31 | yes | 20 | 9 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:18 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:18 | yes | 21 | 26 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:40 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:17 | yes | 13 | 28 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:28 | yes | 22 | 41 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:38 | yes | 23 | 24 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:28 | yes | 5 | 22 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:16 | yes | 4 | 18 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:37 | yes | 18 | 20 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:18 | no | 0 | 4 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:21 | yes | 2 | 5 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:37 | yes | 1 | 21 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-04 22:37 | yes | 20 | 2 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:19 | yes | 22 | 8 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:14 | no | 0 | 2 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:23 | yes | 22 | 27 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:24 | yes | 5 | 3 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:33 | yes | 5 | 19 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:27 | yes | 14 | 24 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:39 | no | 0 | 17 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:19 | yes | 5 | 49 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:19 | yes | 3 | 19 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:15 | yes | 22 | 30 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:33 | yes | 17 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:37 | yes | 6 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:20 | yes | 23 | 30 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-04 22:25 | yes | 18 | 4 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:39 | yes | 19 | 13 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:36 | yes | 8 | 7 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:23 | yes | 23 | 49 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:16 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:31 | yes | 10 | 30 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:20 | yes | 25 | 32 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:19 | yes | 24 | 93 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:16 | yes | 13 | 17 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:36 | yes | 6 | 27 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:35 | yes | 24 | 41 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:23 | yes | 9 | 7 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:36 | yes | 5 | 6 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:15 | yes | 21 | 28 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-04 22:37 | yes | 17 | 5 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:21 | yes | 19 | 8 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:37 | yes | 8 | 5 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:38 | yes | 24 | 22 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:30 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:35 | yes | 7 | 29 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:24 | yes | 24 | 26 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:25 | yes | 25 | 34 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:24 | yes | 11 | 27 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:21 | yes | 2 | 14 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:20 | yes | 13 | 16 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:15 | no | 0 | 7 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:24 | no | 0 | 7 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:26 | no | 0 | 15 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-04 22:23 | yes | 18 | 4 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:38 | yes | 15 | 10 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:28 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:29 | yes | 17 | 32 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:25 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:22 | no | 0 | 22 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:14 | yes | 15 | 24 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:31 | yes | 13 | 59 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:35 | no | 0 | 5 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:38 | yes | 3 | 18 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:37 | yes | 10 | 18 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:26 | yes | 19 | 9 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:33 | no | 0 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:13 | yes | 19 | 28 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-04 22:26 | yes | 17 | 4 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:25 | yes | 21 | 11 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:39 | yes | 5 | 5 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:19 | yes | 23 | 33 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:20 | yes | 5 | 2 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:28 | yes | 15 | 38 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:29 | yes | 25 | 35 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:38 | yes | 23 | 21 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:25 | yes | 10 | 16 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:20 | yes | 4 | 41 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:29 | yes | 23 | 29 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
None. Every name in this category resolved on its own.
Unresolved, counted raw
BeBalanced
Blueprint to Wealth
CFPB
DebtWave
EarnUp
Edukate
Financial Education Services
Financial Fitness Passport
GreenPath
MSA
Netspend Skylight PayOptions
Netspend/Skylight
OneEleven LaunchPad
PayActive
Paychex FinFit
Paytient
Personal Capital (Empower)
Spring Financial
Wellhana
myWealthBeing
Discontinued, still offered
No shut-down product was recommended here.