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HR AI Index
Index › Products › ADP Retirement Services · October 2026 Edition
ADP · 1 category · Ranked

ADP Retirement Services

128Judge labels
17First choices
21Negative labels
14 / 14Models named it
1Category
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
16% in 401(k) providers for mid-market buyers
Rank 3 of 78 in the mid-market standingaccepted challenger
2 of 14 models made it the first choice on the direct prompt; 12% of its 41 labels there were negative.
What the models named instead of ADP Retirement Services →
By buyer segmentRead the same way at every buyer size.
In 401(k) providers · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named ADP Retirement Services for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
401(k) providersCompensation and total rewards16%3 of 7812%41accepted challenger

Movement

This is the first edition on this tier, so no move can be computed for ADP Retirement Services yet. From the next edition this section shows, per buyer segment and per category, whether its share moved by more than the measured noise floor.

By model

How each model treated ADP Retirement Services across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.502103
GPT-5.4 mini20103
Gemini 3.5 Flash01225
Perplexity Sonar21003
Grok 4.1 Fast22004
Mistral Small12104
DeepSeek V4 Flash01113
Llama 4 Maverick00202
Qwen 3.7 Flash10001
Kimi K202103
GLM 4.7 FlashX12025
MiniMax M2.500101
GPT-6 Luna01102
Muse Glimmer 30B02002

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct29 labels6
Paraphrase31 labels9
Comparative31 labels2not counted in share
Budget-constrained16 labels1
Scale-constrained7 labels1
Negative14 labelsNone
First choiceAlternativeMentionNegative128 labels in all, every segment counted; 17 of the 19 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“This is widely considered the best option for very small teams because its pricing structure is designed to minimize costs” Qwen 3.7 Flash · 401(k) providers · budget prompt · first choice
“Shortlist: ADP Enhanced (mid-sized focus), Fidelity, Vanguard, Schwab, or Human Interest/ForUsAll for tech-forward.” Grok 4.1 Fast · 401(k) providers · scale prompt · first choice
“ADP and Fidelity are often the top recommendations due to their flexibility, strong service, and tailored solutions” Mistral Small · 401(k) providers · paraphrase prompt · first choice
“Best all-around for a mid-market B2B company: ADP because it is positioned for midsized businesses” Perplexity Sonar · 401(k) providers · direct prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“ADP's fee structures can sometimes be less transparent than modern digital-first providers ... their underlying fund options may feature slightly higher expense ratios.” Gemini 3.5 Flash · 401(k) providers · paraphrase prompt · soft negative
“Large, Bundled Payroll Providers Common Examples: *ADP Retirement Services and Paychex*... historically carry high administrative and recordkeeping costs” Gemini 3.5 Flash · 401(k) providers · negative prompt · soft negative
“Concerns about "bundled" packages that may inflate total costs and obscure fee structures.” GLM 4.7 FlashX · 401(k) providers · negative prompt · soft negative
“ADP is a strong choice, though generally more expensive than the digital-first options” GLM 4.7 FlashX · 401(k) providers · budget prompt · soft negative

Named alongside

The products named in the same answers as ADP Retirement Services, over the 128 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and ADP Retirement Services was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Paychex37 of 1280Not among the top eight
Charles Schwab24 of 1281Not among the top eight
Employee Fiduciary20 of 1282Not among the top eight
Betterment at Work20 of 1280Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named ADP Retirement Services. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 128 of the 128 answers that named ADP Retirement Services and are not a share of its labels.

Domains cited

adp.comYour site87
spotsaas.com71
forbes.com62
fidelity.com52
betterment.com51
uschamber.com51
fitsmallbusiness.com38
goldenwealthcapital.com32
aol.com31
business.com30

418 of the 505 domain citations in answers naming ADP Retirement Services came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

Where ADP Retirement Services stands in Google search beside where it stands in the models' answers.
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In search

Google, US estimates
Searches for its name, Google
8,100 a month (“adp retirement services”)
AI search demand for its name, est.
56 a month
Its own site
It sits on ADP's site (adp.com), so there are no site figures for it alone

In answers

This edition
Share of first choices
16%
rank 3 of 78 in 401(k) providers
Segment leader
20%
Human Interest
First choices
17 across its categories
Named in
128 answers
Its own site cited
in 128 of the answers that named it

Search figures are US estimates from DataForSEO, read October 5, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

Names read as ADP Retirement Services

What the judge wrote, as written, with how often. The vendor table decides that these count as ADP Retirement Services; a claim can dispute any of them.
ADP 26ADP (Starter-k Complete) 1ADP Retirement 1ADP Starter 401(k) 1

Follow ADP Retirement Services

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

ADP is the company behind ADP Retirement Services.
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In its own words

Stated by the vendor, not checked
Positioning
Avoid costly penalties by complying with state-mandated retirement plans. ADP Retirement Services can help your company navigate state mandates.
Price stated
Starting at just $100/month adp.com/what-we-offer/benefits/retirement/401k.aspx
Certifications
SEC Registered Investment AdviserMember FINRAFINRA
Customers named
Amazon DSP
Not stated on the pages read
Integrations, hosting

What ADP Retirement Services's own pages state, read October 5, 2026: adp.com/resources/state-mandated-retirement-plans.aspx, adp.com/what-we-offer/benefits/retirement/401k.aspx, adp.com/what-we-offer/benefits/retirement/adp-401k-essential.aspx, adp.com/resources/articles-and-insights/articles/r/retirement-plans.aspx, adp.com/resources/articles-and-insights/articles/4/403b-retirement-plan.aspx. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when ADP Retirement Services's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as ADP Retirement Services, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for ADP Retirement Services by email, built from the raw record of the edition. It shows:

  • where ADP Retirement Services is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name ADP Retirement Services, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at adp.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.

Badges

Wins only: a badge exists where ADP Retirement Services is ranked in a category's top three this edition. Three sizes, one file each, light and dark; the code is under each.
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ADP Retirement Services is among the products AI models recommend first in 401(k) providers this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.

Wide · 320 × 104 Website, beside other badges
Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index
Show the code
<a href="https://hr-ai-index.com/rewards/401k-providers/"><img src="https://hr-ai-index.com/badges/2026-10/adp-retirement-services--401k-providers-wide.svg" alt="Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index" width="320" height="104"></a>

Copy the code as it is. The link is part of the badge: it points at the 401(k) providers standing, where the claim can be checked.

Square · 240 × 240 LinkedIn, slides
Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index
Show the code
<a href="https://hr-ai-index.com/rewards/401k-providers/"><img src="https://hr-ai-index.com/badges/2026-10/adp-retirement-services--401k-providers-square.svg" alt="Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index" width="240" height="240"></a>

Copy the code as it is. The link is part of the badge: it points at the 401(k) providers standing, where the claim can be checked.

Compact · 200 × 56 Email signature, footer
Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index
Show the code
<a href="https://hr-ai-index.com/rewards/401k-providers/"><img src="https://hr-ai-index.com/badges/2026-10/adp-retirement-services--401k-providers-compact.svg" alt="Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index" width="200" height="56"></a>

Copy the code as it is. The link is part of the badge: it points at the 401(k) providers standing, where the claim can be checked.

Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.