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HR AI Index
Index › Products › Guideline · October 2026 Edition
2 categories · Ranked

Guideline

99Judge labels
36First choices
11Negative labels
13 / 14Models named it
2Categories
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
43% in 401(k) providers for small business buyers
Rank 2 of 78 in the mid-market standingaccepted challenger
3 of 14 models made it the first choice on the direct prompt; 9% of its 32 labels there were negative.
What the models named instead of Guideline →
By buyer segmentStrongest at small business.
In 401(k) providers · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named Guideline for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
401(k) providersCompensation and total rewards20%2 of 789%32accepted challenger
Financial wellness platformsCompensation and total rewards0%54 of 1170%1under 10 labels · led by LearnLux at 24%

Movement

This is the first edition on this tier, so no move can be computed for Guideline yet. From the next edition this section shows, per buyer segment and per category, whether its share moved by more than the measured noise floor.

By model

How each model treated Guideline across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.510001
GPT-5.4 mini00101
Gemini 3.5 Flash11204
Perplexity Sonar10012
Grok 4.1 Fast22015
Mistral Small01001
DeepSeek V4 Flash31004
Llama 4 Maverick00000
Qwen 3.7 Flash12003
Kimi K211305
GLM 4.7 FlashX13105
MiniMax M2.500000
GPT-6 Luna00000
Muse Glimmer 30B01012

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct16 labels12
Paraphrase13 labels8
Comparative19 labels9not counted in share
Budget-constrained25 labels15
Scale-constrained8 labels1
Negative18 labels2not counted in share
First choiceAlternativeMentionNegative99 labels in all, every segment counted; 36 of the 47 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“Guideline is typically the best choice for companies with a limited budget due to its low monthly base fee ($39), no setup costs” Kimi K2 · 401(k) providers · budget prompt · first choice
“Start with Guideline if you prioritize ease, integrations, and scalability—it's frequently top-rated for budget-conscious SMBs.” Grok 4.1 Fast · 401(k) providers · budget prompt · first choice
“Guideline is often the strongest pick because it is explicitly positioned as an affordable, fully automated 401(k)” Perplexity Sonar · 401(k) providers · budget prompt · first choice
“Service & Compliance | Lighthouse or Guideline | They take the fiduciary burden off your shoulders” Qwen 3.7 Flash · 401(k) providers · direct prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“BBB customer reviews include stark warnings, e.g.: "Avoid at all costs." "You will never be able to get your money out."” Muse Glimmer 30B · 401(k) providers · negative prompt · hard negative
“Users call it "crooks" and warn against it.” Grok 4.1 Fast · 401(k) providers · negative prompt · hard negative
“reporting high costs, poor service, or rollover/admin problems” Perplexity Sonar · 401(k) providers · negative prompt · soft negative

Named alongside

The products named in the same answers as Guideline, over the 99 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Guideline was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Paychex27 of 990Not among the top eight
Betterment at Work23 of 990Not among the top eight
Employee Fiduciary22 of 991Not among the top eight
Charles Schwab15 of 991Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named Guideline. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 93 of the 99 answers that named Guideline and are not a share of its labels.

Domains cited

adp.com54
spotsaas.com54
betterment.com47
uschamber.com42
fidelity.com40
myubiquity.com36
humaninterest.com35
forbes.com33
fitsmallbusiness.com29
employeefiduciary.com27

397 of the 397 domain citations in answers naming Guideline came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

guideline.com is not in Google's top ten for any of the category's searches. In the answers, Guideline takes 20% of first choices and Human Interest takes 20%.
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In search

Google, US estimates
Position for “401(k) provider”
–
not in the top ten
Position for “401(k) providers”
–
not in the top ten
Searches for its name, Google
49,500 a month (“guideline”)
AI search demand for its name, est.
92,963 a month
Organic visits to its site
about 86,956 a month
Searches its site ranks for
11,572 · 582 in the top three
Sites linking to it
4,959
Paid Google search
No ads found in the estimate; that does not mean it runs none
Ads on GoogleDetailLess
61 ads · 53 text, 8 video · 0 shown in the last 30 days

First shown February 2024, as Guideline, Inc., verified. Ads started 2025-11 to 2026-10: 12 in the year, 49 before.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
20%
rank 2 of 78 in 401(k) providers
Segment leader
20%
Human Interest
First choices
36 across its categories
Named in
99 answers
Its own site cited
in 93 of the answers that named it

Search figures are US estimates from DataForSEO, read October 5, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

What it publishes

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Addresses on guideline.com
499
subdomains included
Content
102
counted in the table below
Documentation
355
Product · Integration
0 · 0
KindPagesLast 90 days2025-11 to 2026-10LatestCategories named
Blog9012026-08-28
Comparison702026-05-01
Template or tool202025-12-10401(k) providers
Glossary or explainer212026-08-26
Case study102025-08-06
How it is countedHide how it is counted

Every page guideline.com exposes, subdomains included. Kind is read from the address and title. The last 90 days, the latest date and the twelve months count pages by when they were published, from the site's feeds, a date in the address, or the page's own publication date, read from up to a hundred of its most recently changed pages; a page that says only when it last changed is counted in its kind but not in when, so the recent counts are a floor, and a kind none of whose pages gives a publication date reads undated. Read October 5, 2026.

Names read as Guideline

What the judge wrote, as written, with how often. The vendor table decides that these count as Guideline; a claim can dispute any of them.
Guideline (now part of Gusto) 1

Follow Guideline

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

Guideline is its own company.
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In its own words

Stated by the vendor, not checked
Positioning
Affordable 401(k) & IRA Plans for Companies & Solopreneurs
For
small businesses; companies; solopreneurs; small and medium-sized businesses; anyone hiring their first employee or managing hundreds
Price stated
transparent pricing; 50% off employer fees for your first year guideline.com
Certifications
SEC-registered investment adviserSEC registered broker-dealerFINRASIPCSOC 2 Type II attestation
Not stated on the pages read
Starting price, free plan or trial, integrations, hosting, customers

What Guideline's own pages state, read October 5, 2026: guideline.com, guideline.com/security. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Guideline's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Guideline, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for Guideline by email, built from the raw record of the edition. It shows:

  • where Guideline is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name Guideline, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at guideline.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.

Badges

Wins only: a badge exists where Guideline is ranked in a category's top three this edition. Three sizes, one file each, light and dark; the code is under each.
ShowHide

Guideline is among the products AI models recommend first in 401(k) providers this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.

Wide · 320 × 104 Website, beside other badges
Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index
Show the code
<a href="https://hr-ai-index.com/rewards/401k-providers/"><img src="https://hr-ai-index.com/badges/2026-10/guideline--401k-providers-wide.svg" alt="Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index" width="320" height="104"></a>

Copy the code as it is. The link is part of the badge: it points at the 401(k) providers standing, where the claim can be checked.

Square · 240 × 240 LinkedIn, slides
Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index
Show the code
<a href="https://hr-ai-index.com/rewards/401k-providers/"><img src="https://hr-ai-index.com/badges/2026-10/guideline--401k-providers-square.svg" alt="Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index" width="240" height="240"></a>

Copy the code as it is. The link is part of the badge: it points at the 401(k) providers standing, where the claim can be checked.

Compact · 200 × 56 Email signature, footer
Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index
Show the code
<a href="https://hr-ai-index.com/rewards/401k-providers/"><img src="https://hr-ai-index.com/badges/2026-10/guideline--401k-providers-compact.svg" alt="Among AI models' top three in 401(k) providers, October 2026 Edition, HR AI Recommendation Index" width="200" height="56"></a>

Copy the code as it is. The link is part of the badge: it points at the 401(k) providers standing, where the claim can be checked.

Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.